Standard home insurance typically covers certain natural disasters like fires or storms, but it may not cover earthquakes or floods. To protect against these events, additional insurance policies, such as flood or earthquake insurance, may be needed.

Whether you can keep your doctor depends on whether the doctor is in-network with your new health insurance plan. Always check the network coverage of your new plan before switching to ensure your preferred healthcare provider is included.

Original Medicare includes Part A (hospital insurance) and Part B (medical insurance), while Medicare Advantage (Part C) is an alternative that bundles these services along with additional benefits like vision, dental, and prescription drug coverage. Medicare Advantage is offered by private insurers.

A small business typically needs general liability insurance, property insurance, and workers’ compensation. Depending on the industry, you may also need professional liability or commercial auto insurance. Tailored coverage helps mitigate various risks specific to your business.

Retirement insurance, such as annuities, ensures that you receive regular income during retirement. These plans can provide guaranteed payments for life, protecting you from the risk of outliving your savings.