1. Information We Collect

We may collect the following types of information:

a. Personal Information

This includes any information that identifies you as an individual, such as:

• Name
• Address
• Email address
• Phone number
• Date of birth
• Social Security number
• Financial information (e.g., bank account or credit card details)
• Insurance policy details

b. Non-Personal Information

We may collect non-personal information that does not directly identify you, such as:

• IP address
• Browser type
• Operating system
• Browsing behavior on our website
• Cookies and similar tracking technologies

2. How We Use Your Information

We use your information to:

• Process insurance applications and claims
• Provide and manage insurance policies
• Communicate with you regarding your account or policies
• Improve our website and services
• Comply with legal and regulatory requirements
• Conduct internal analysis and research

3. Sharing Your Information

We do not sell or rent your personal information to third parties. However, we may share your information with:

• Affiliates and Subsidiaries: For the purposes of managing your insurance policy and providing services.
• Service Providers: To perform functions on our behalf, such as data processing, payment processing, and customer service.
• Legal and Regulatory Authorities: To comply with legal obligations, court orders, or government requests.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us understand how you use our website. You can manage your cookie preferences through your browser settings, but disabling cookies may affect your ability to use certain features of our website.

5. Data Security

We implement a variety of security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, firewalls, and secure access controls. However, please note that no method of transmission over the Internet or electronic storage is 100% secure.

6. Retention of Information

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected or as required by law. When your information is no longer needed, we will securely delete or anonymize it.

7. Your Rights and Choices

You have the right to:

• Access Your Information: Request a copy of the personal information we hold about you.
• Correct Your Information: Request corrections to any inaccuracies in your personal information.
• Delete Your Information: Request the deletion of your personal information, subject to certain legal obligations.
• Opt-Out of Marketing: Opt-out of receiving marketing communications from us by following the instructions in the communication or contacting us directly.

8. Children’s Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.